![]() ![]() ![]() Remember, after disasters, con artists pose as representatives from governmental agencies, charitable organizations, and insurance companies. Be sure to check his or her identification. Your insurance company will send an adjuster to look at the damage. How much it cost (this will be an estimate).Try to think of everything that was in each room and write it down. Make a list of every room in your home (your house, condominium, apartment, or mobile home). If you do not have an inventory, you will need to make a list from memory. Your claim will involve listing all of the items damaged or destroyed. If you cannot find the company or agent’s information, contact National Association of Insurance Commissioners (NAIC) by calling 1-86 or by going to. Larger insurance companies often set up mobile claims centers following disasters. To file the claim, call your local insurance agent, the insurance company, visit them online, or visit them in person. Receipts for any immediate repairs you had to make. ![]() Before and after pictures of your property and the damage it has sustained.An inventory of your home contents in your essential and financial documents lock box).A copy of your policy (in your essential and financial documents lock box).Filing a claim goes much more smoothly if you have: Most insurance companies have procedures and time limits that you must follow in order to file a claim after a disaster. Following is key information and tips for filing a claim: To receive payment from your insurance, you will have to file a claim. Your homeowners, renters, auto, and/or other insurance policies may cover the cost of the damage you sustained because of a disaster. Making Insurance Claims Following a Disasterīoth man-made and natural disasters can cause damage to homes, cars, and other property that is expensive to repair or replace. ![]()
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